For your protection The Truth In Lending Act was created. This document states that every single lender must fully disclose your loan interest rate and any fee’s if they apply BEFORE you accept the loan. This means you are under no obligation to accept the loan and can turn it down if you are not satisfied with the terms.

It’s impossible to tell you what your interest rate will be until you complete the application. Your interest rate will vary from lender to lender and according to laws governing payday loans.

Minimum Lending Requirements:

Age 18 years or older
Active at your current job for a minimum of 90 days
Your income after taxes is at least 1000 dollars per month
Have a bank account that accepts direct deposit (this is where your loan will be wired)

Meeting the minimum lending requirements does not guarantee you will be approved.

For your security this websites does NOT store any of the information used during the loan application process. When you complete the loan application your information is sent in real time to a pool of payday loan lenders. These lenders will review your application and approve or deny it based on their requirements.

Loansrated.com provides a payday lender matching service only and is not a lender or broker. Payday loans should be used as short terms solutions for emergency or immediate cash needs. By completing an application you consent to letting the loan lenders review your information and contact you by telephone and/or email. Lenders will at their own discretion perform credit checks if they deem it necessary.

As with any loan if you are late repaying it there may be additional fees. If you do not repay your loan at all it will be reported by the lender to the consumer reporting agency which could have a negative impact on your credit. They lender may also peruse legal action to recoup the amount owed. Lenders may perform credit checks at their own discretion.

If you can not repay your loan on time the lender may offer you a renewal policy. Please make sure you read this policy carefully because you may be subject to additional fees if you accept it.

If you have any questions or comments please fell free to contact us. We will do our best to reply to you in a timely matter with the best possible answer.

Best Regards,